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Woken Up By A Fire

By Anne 4 Comments

Being woken up by fire must have been scary! There are so many financial implications from a fire like that.

Believe it or not, I was planning to write a post here today. Finally, I know it’s been ages. However, today got off to quite an odd start. I don’t even remember what I was planning to write unfortunately. This morning I was woken up by a fire.

I didn’t have to work today, so when I got two text messages at 5:55, right after my normal departure time, I almost ignored them. Last night I parked a company vehicle and I thought the messages might be about it’s location. It was only a little bit further over from the normal drop off location, so I figured that if I ignored the messages for approximately 1.5 minutes, the person would have walked far enough to find it.

There were two messages, though, and my curiosity got the better of me, so I rolled over and read them.

“Hey.”

“There’s a fire on the back side of the condos, 2nd floor.”

This from my neighbour who lives on the street behind my condo building. Obviously I was a bit confused, given that I was half asleep, and responded “Like outside?”

One minute later I got a picture, “On someone’s deck” and “Not good, I called 911.”

In the gap between the initial messages and the photo, I had gotten up and was going to go outside to talk to him.

After he sent the picture, I turned around, immediately woke up my spouse, thew on pants and a jacket, and started running toward his driveway, arriving about the same time as the first fire department vehicle. The building alarm wasn’t going off yet because the fire was outside on the balcony, my spouse pulled the alarm and took the fire fighter inside.

The very scary part was that the fire was in between the barbecue and the wall. We have natural gas barbecues, and on the other side of that wall would be the natural gas fireplace. The potential for an explosion and a major fire was very high. As people exited the building, my neighbour kept telling people to back up in case it exploded.

Thankfully, the firefighters arrived very promptly and had it fully out within twenty minutes of the call. The damage is almost entirely contained to the balcony floor, the door jamb and the exterior wall.

Financial & Other Lessons from a Fire

Where to start? There are so, so many lessons.

THE MOST IMPORTANT LESSON:

When a fire alarm goes off, GET OUT.

The people one unit down and over came out onto their balcony when the fire alarm started going, looking around. My neighbour and I were motioning and telling them to come outside, which culminated in us yelling “GET OUT!” as loudly and clearly as possible, well louder than necessary, because they were so close to the fire, had no idea and were just dawdling around.

Later on, I also saw people who hadn’t cleared out of their homes. The firefighters eventually cleared everyone to enter the lobby and common room area only.

Call Emergencies In

Had my neighbour not been heading to work and noticed this fire, the potential for injury and extension property damage would have been much, much larger. Remember, because it was outside, the fire alarm and sprinklers hadn’t picked it up yet. There was someone in the unit who was safely able to exit thanks to the fire alarm being pulled, the fire was contained before the sprinkler system went off (which is a HUGE, HUGE damage avoidance), the fire was contained before it dangerously interacted with the gas lines, and all signs point to the majority of the damage being non-structural.

Bad things don’t occur from multiple people calling 911 in an emergency, but assuming that someone else is already on it? Very bad things can happen.

Have Insurance

Tenants insurance, homeowner’s insurance, building insurance, contents insurance. Whatever your living situation, have insurance. I’m not 100% on the details, but the unit owners will likely be responsible for paying the building’s deductible. Even a very small, quickly contained fire will have caused thousands and thousands of dollars worth of damage. Carpets have to be cleaned in the unit and in the hallway, everything needs to be deep cleaned professionally in order to get rid of the smoke damage, some possessions likely have to be replaced, walls may need to be repainted in order to fix smoke damage, the balcony structure and exterior wall need to be replaced, a window and door may need to be replaced, and several other units likely need smoke damage mitigation.

Know Your Neighbours

We know the folks who had this very, very unfortunate event happen to them. We were able to give them a key to our place, so that they have a home base, we let them stay with us while they sorted out insurance and new accommodations. They were able to borrow things from friends and from us.

Finally, my neighbour being able to text me after seeing the fire saved a TON of damage and kept a lot of people safe. Without his call, the situation could have been much, much, much worse, with injuries, extensive damage and perhaps even fatalities.

And More

I am sure that I will think of a LOT more things as time goes on.

 

Have you ever been in an emergency situation like this? What happened?

 

 

Filed Under: Observations

About Anne

Anne dreams of financial independence and is working her way towards it, whilst still enjoying life. She has a penchant for gift giving, which got her started with her first blog, Unique Gifter. She also loves money (who doesn't?) and needed an outlet to discuss it. Her likes? Seafood, figure skating, road cycling and skater shoes.

Comments

  1. McKenzie says

    May 2, 2017 at 09:24

    Great post! I have never thought how safety can be multiplied if you meet and get to know your neighbors. Thank you for sharing this!

    Reply
  2. Jayson @ Monster Piggy Bank says

    February 26, 2016 at 19:43

    My sister had the same situation. She was thankful that she was able to get important documents such as IDs, passport, and government-related ones before fire did reach her house. This experience taught us really a great lesson and it’s really worthwhile to preplan.
    Jayson @ Monster Piggy Bank recently posted…My 6 Month House Review With The BuilderMy Profile

    Reply
  3. Amanda @ My Life, I Guess says

    February 23, 2016 at 17:14

    OMG this is terrifying. I’m so glad that everyone was safe!

    I remember when my mom was living in an apartment building, the fire alarm started going off sometime later at night – maybe 11 pm? Anyways, my father used to be a volunteer fire-fighter and instilled the “get out” message in us. So we did just that – even thought we didn’t smell smoke, or see firefighters, we grabbed our coats and purses, and went down to the lobby. So many people poked their heads out into the hallways to assess the situation, but 95% of them went back inside and ignored the alarm. When we reached the main floor, the landlord was there saying it was a false alarm. But the scary part? There was only one other family that left their apartment. If it HADN’T been a false alarm, only our 2 units would have been “safe”.

    A very similar thing happened to my old roommate – although the fire was real. Their apartment caught fire and the son had to go down the hall banging on the neighbours doors screaming that the fire was real.

    People that ignore alarms are so dumb and frustrate me to no end!
    Amanda @ My Life, I Guess recently posted…It’s A Job, Not a CareerMy Profile

    Reply
  4. Aaron says

    February 23, 2016 at 16:39

    Glad everyone is safe. Another possible lesson: Your stuff isn’t as valuable as you think it is. Almost everything you own is replaceable and not worth much money. Family photos and info on a laptop might be worth running out of a burning building with, but the main thing is to get out alive and worry about what’s burning later.
    Aaron recently posted…Starbucks Makes it Harder to Get Free CoffeeMy Profile

    Reply

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Thanks for reading!

- Anne

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