Have you ever tipped less than 10%?
I’m not talking about takeout, that’s a different story. I’m talking about a restaurant experience — where you walk in, order something to eat, enjoy endless refills of water and bread, have a lovely time, and leave a few hours later.
Of course you haven’t. You’re not a monster. You know the way tips work, and if you don’t tip more than 10%, you’ve cheated the server out of what’s rightfully theirs.
I don’t mean to turn this post into something about the ethics of tipping, so I’ll stop my analogy right there. My point is, if you’re going to make sure your server gets their fair share… what are you doing for yourself?
Does your generosity extend toward you, your family, and your future self? Tipping at restaurants doesn’t require willpower… it’s just something we do.
What if we could use a similar mindset to help us save up to half our income every year?
What if You Could Save Half Your Income?
That’s exactly what I do, and what I’ve done for the last three years. And no, I’m not a millionaire (yet). When I tell people I save half my income (and you’d be surprised at how often it comes up), they look at me like I have some sort of superpower.
Come on, really?
I don’t have any super powers. I don’t even have willpower… or at least not much (ask me how many cookies I had today and I’ll lie to you).
All I have is a system (involving a combination of hiding money from myself, living creatively, and working toward increasing my income) that works for me.
Here’s the thing: if I can do it, you can do it. Don’t believe me? I used to have more than $20,000 in credit card debt.
It takes a special kind of dummy to get in that deep.
I’m that dummy. What I mean is, the system? It’s not for rocket scientists with pockets as deep as Oprah. It’s for regular people (and dummies, too, I suppose, but I wouldn’t call you that).
My business partner Joe Saul-Sehy (who you might know from the Stacking Benjamins podcast) and I turned my system into a course.
It’s called Save 50, and it goes through five modules:
- Module 1: Figuring out your magic number
- Module 2: How to live on a shoestring without living in a shoebox
- Module 3: Making life easier — increasing your income
- Module 4: The mechanics — where to put your money once you’ve saved it
- Module 5: How to stay motivated and save half your income for the rest of your life.
The course launches on January 1 — just in time to make a resolution not only that you can keep, but one that will change your life.
It’s completely doable. And it will change your life.
Will you join us?
Jayson @ Monster Piggy Bank says
I am holding this claim for 2016 that I am gonna be at my best, achieve saving more than 30% of my monthly income, and control my wallet to stay out of debt for the rest of the year at least.
Mel @ brokeGIRLrich says
Congrats on the course! That’s a lot of work to put one together.
I think saving 50 is doable for most people, they (and I) just don’t want to do it. But it’s awesome that you want to and can! Good luck!
I am joining you in this module. It seems like I could attain more of my goals if I enroll to this. I have read good reviews about Save 50.
That’s a good perspective, Anne. We just have to be positive even though we see no way out. Just by being positive will help us find a way out. Doing this will somehow guarantee us a better year.
Jamie recently posted…How to Become More Frugal in 2016
Jayson @ Monster Piggy Bank says
I always tip 20% to 30% to what I paid for. Sometimes it is down to more than 10% if it is a classy restaurant and the food I order is a bit more expensive. By the way, the save 50 is really a brilliant idea!