Growing up my parents were big fans of Dave Ramsey and his philosophy of getting out debt as quick as possible. When I graduated college and started making my student loan payments that philosophy stuck with me and I tried to make extra $50-$100 a month payments, which severely cut into my pizza and beer […]
Saving Money With Gym Memberships
Image Credit We are blessed to be born in the age where everything is within easy access to us. Technology has helped us come closer to each other and everything that we require on our day to day lives. Likewise, the immense number of gyms sprouting up in every nook and cranny has let us […]
How to Take Your Savings to the Next Level
This is a guest post from Pauline of InvestmentZen.com We all have dreams and goals in life. They may be different, but most of them require money. Yes, even that little off-grid house you want to build in the woods. Buying a home, sending your kids to college, or retiring early enough to still enjoy […]
Who Pays More for Car Insurance: The Soccer Mom or Retired Dentist?
Ever wondered why your friends have lower (or higher) auto insurance premiums than you do? Well, there are a lot of variables that go into it. When determining your car insurance rates, companies look at a range of different factors, from gender to employment status. Based on where you fall under each of the categories, […]
5 Actionable Steps to Stop Living Paycheck to Paycheck
How familiar does this scenario sound? You check your bank account and see your direct deposit from your job just came through. Your excitement lasts for about two minutes before you realize the entire paycheck will be gone within a couple of weeks after paying for your bills and expenses. Over half of Americans live […]
Investing Tactics all 30-Somethings Need to Learn
When a person reaches their 30s, they’re usually well into their careers, and begin to realize it’s time to invest in their financial future. Some people may understand the importance of investing their money earlier in life, and other people learn it a little too late in life. The good news is someone starting in […]
5 Simple Money-Saving Tips That Won’t Impact Your Lifestyle
One of the biggest arguments I hear about frugality is that it often requires considerable lifestyle changes. It means you can’t go eating out all the time, or taking that vacation you long for, or upgrading your phone. In a way this is a fair point; saving money generally does involve some considerable lifestyle changes; […]
The Best Ways To Cut Down On Monthly Outgoings
These days, everyone is looking for more ways to keep costs down and watch their savings grow. For whatever reason, you need to modify your spending routine, and there are plenty of ways to do this without it impacting too heavily on your quality of life. In today’s post, you’ll read the top five best […]
How your Small Business can benefit from Doing Work Overseas
Doing work overseas can seem very daunting to a small business that’s only just established itself in the UK. What with different languages, trade markets and business cultures around the globe, it’s easy to see why as a small business the prospect of expanding overseas can be quite off-putting. However, there are so many reasons […]
Change Your Life in 2016. Here’s How
Have you ever tipped less than 10%? I’m not talking about takeout, that’s a different story. I’m talking about a restaurant experience — where you walk in, order something to eat, enjoy endless refills of water and bread, have a lovely time, and leave a few hours later. Of course you haven’t. You’re not a […]