Growing up my parents were big fans of Dave Ramsey and his philosophy of getting out debt as quick as possible. When I graduated college and started making my student loan payments that philosophy stuck with me and I tried to make extra $50-$100 a month payments, which severely cut into my pizza and beer […]
Saving Money With Gym Memberships
Image Credit We are blessed to be born in the age where everything is within easy access to us. Technology has helped us come closer to each other and everything that we require on our day to day lives. Likewise, the immense number of gyms sprouting up in every nook and cranny has let us […]
How to Take Your Savings to the Next Level
This is a guest post from Pauline of InvestmentZen.com We all have dreams and goals in life. They may be different, but most of them require money. Yes, even that little off-grid house you want to build in the woods. Buying a home, sending your kids to college, or retiring early enough to still enjoy […]
Who Pays More for Car Insurance: The Soccer Mom or Retired Dentist?
Ever wondered why your friends have lower (or higher) auto insurance premiums than you do? Well, there are a lot of variables that go into it. When determining your car insurance rates, companies look at a range of different factors, from gender to employment status. Based on where you fall under each of the categories, […]
Set yourself up for a bright financial future
This is a guest post from Pauline of InvestmentZen.com As a young adult, figuring out your finances can be overwhelming. You’re just out in the world, living on your own for the first time, and even if you are not making millions, your first paycheck is probably bigger than that of any summer jobs you’ve […]
5 Actionable Steps to Stop Living Paycheck to Paycheck
How familiar does this scenario sound? You check your bank account and see your direct deposit from your job just came through. Your excitement lasts for about two minutes before you realize the entire paycheck will be gone within a couple of weeks after paying for your bills and expenses. Over half of Americans live […]
Investing in Real Estate: 4 Tips for Beginners
Real estate is often the market of choice for many beginner investors. Real estate is a well established market that is accessible to anyone without requiring expert knowledge. As a result, the average homeowner prefers to invest in property first. However, the seeming ubiquity of real estate investments leaves the door wide open for making […]
How to Choose the Right Financial Adviser
There is so much information and financial advice out there, that it can be difficult to narrow down your choices when you are looking for a financial adviser. This may cause some people to put off finding someone who can help them with taxes, retirement and saving for their kids’ college, but time is definitely […]
Investing Tactics all 30-Somethings Need to Learn
When a person reaches their 30s, they’re usually well into their careers, and begin to realize it’s time to invest in their financial future. Some people may understand the importance of investing their money earlier in life, and other people learn it a little too late in life. The good news is someone starting in […]
5 Simple Money-Saving Tips That Won’t Impact Your Lifestyle
One of the biggest arguments I hear about frugality is that it often requires considerable lifestyle changes. It means you can’t go eating out all the time, or taking that vacation you long for, or upgrading your phone. In a way this is a fair point; saving money generally does involve some considerable lifestyle changes; […]