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About Anne

Anne dreams of financial independence and is working her way towards it, whilst still enjoying life. She has a penchant for gift giving, which got her started with her first blog, Unique Gifter. She also loves money (who doesn't?) and needed an outlet to discuss it. Her likes? Seafood, figure skating, road cycling and skater shoes.

5 Ways to Prepare for a Major Renovation

By Anne 3 Comments

Have you been debating doing a kitchen renovation? Perhaps adding a large extension? Here are 5 ways to prepare for a major renovation, so that it doesn't turn your life upside down quite as much. Plan your reno well!

Have you ever considered ripping apart your whole house? Not a rage induced destruction path, but a planned out, on purpose ripping apart of your whole home. A renovation. The cost-conscious of us have probably wondered if it’s possible to continue to live in the middle of a construction zone, whether it’s because we don’t […]

Filed Under: Housing Tagged With: renovation

Three Very Different Cases of Premium Rates in the Great Lakes Region

By Anne 1 Comment

3 very different cases of premium rates in the Great Lakes Region

Auto insurance isn’t entirely the same from state to state. While the basic idea of coverage is continuous, every state demands something a little different. The important thing to know is which states have the highest and lowest rates so you can be aware of what an average car insurance premium should be. Michigan As […]

Filed Under: Lifestyle Tagged With: insurance, vehicles

How to Choose the Right Financial Adviser

By Anne 9 Comments

How to Choose the Right Financial Advisor

There is so much information and financial advice out there, that it can be difficult to narrow down your choices when you are looking for a financial adviser. This may cause some people to put off finding someone who can help them with taxes, retirement and saving for their kids’ college, but time is definitely […]

Filed Under: Investing

8 Reasons to Visit Canberra

By Anne 2 Comments

8 Reasons to Visit Canberra - Taking a vacation to Australia is totally on my bucketlist. Planning my travel is hard in a big country like that. This list of awesome things to do in Canberra is helping it make the cut for my epic road trip plan.

Have you ever taken a trip to Australia? I spent six weeks there during university. It was fantastic, that’s for sure, but there is one thing about Australia that makes it a difficult destination. It’s BIG. As such, there are a lot of decisions to be made about where you go and what you do. […]

Filed Under: Travel Tagged With: Australia

5 Ways I Get Myself Out the Door Quickly in the Morning

By Anne 6 Comments

5 Ways to Get out the door QUICKLY in the morning - these tips are golden and save me so much time!

Every single day we spend time getting ourselves ready and prepared to head out into the world, everything from grabbing our keys to getting dressed, to putting on shoes and winter gear. Time management is important for so many reasons and let’s be real here, in the morning it’s mostly to enjoy more sleep. I […]

Filed Under: Career, Lifestyle Tagged With: scheduling, time management

Woken Up By A Fire

By Anne 4 Comments

Being woken up by fire must have been scary! There are so many financial implications from a fire like that.

Believe it or not, I was planning to write a post here today. Finally, I know it’s been ages. However, today got off to quite an odd start. I don’t even remember what I was planning to write unfortunately. This morning I was woken up by a fire. I didn’t have to work today, so […]

Filed Under: Observations

Getting Over My Mental Block of Being Too Cheap

By Anne 11 Comments

It is SO possible to be too cheap. Undo the mental blocks that are you keeping you there!

Lately, I have been thinking a lot about times where cheaping out has caught up to me, or how life would be better if I wasn’t being too cheap. Places where frugal = frustrated. One fantastic example is the computer that I am using to type this post on. I regret this purchase. It turns […]

Filed Under: Observations Tagged With: cheap, frugal, invest, savings

The Top 3 benefits of being able to trade Forex while on the Move

By Anne 1 Comment

Top 3 Benefits of being able to trade Forex while on the Move

Which came first, the chicken or the egg? This is a question that has been asked throughout the age, and the same principle can be applied to the rise of freelancing and remote working in today’s market. While freelancing and telecommuting is increasingly prominent in developed economies across the globe (an estimated 33% of U.S. […]

Filed Under: Investing Tagged With: forex

Experts Warn That Recent Recoveries are Deceptive

By Anne 1 Comment

Experts Warn that Recent Recoveries are Deceptive

Recent weeks have marked a fragile recovery for many currencies following a long period of depreciation. Forex traders and brokers like OANDA have welcomed such trends, taking advantage of the opportunities presented, yet many experts are now warning that this turnaround may be deceptive. With China still in trouble, and commentators claiming that further pain […]

Filed Under: Investing

A Regular Day in the Life

By Anne 4 Comments

I love reading about what other people do with their time!

I just got caught up reading a whole series of “a day in the life” posts by homesteaders.  It’s winter outside, and I am dreaming of gardening, what can I say? I have been meaning to do another day in the life post, for ages.  The last one that I did was for a great […]

Filed Under: Lifestyle, Observations Tagged With: day in the life

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The Bottom

You made it all the way to the bottom! Thanks so much for reading.
Did you know that The Bottom is the name of a town on the island of Saba, in the Caribbean? I went there on a trip once.
The other bottoms I think about are my own bottom, and the bottom of the champagne bottle. Often when I find the bottom of the champagne bottle, my own bottom grows. Funny, that.

Thanks for reading!

- Anne

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