It often seems that saving money requires a lot of hard work and effort, and that the reason we can’t save money is because we’re too lazy. But there are lazy ways to save money and help improve your finances.
Chances are, if you leave the house, you’re going to spend money. It could be a few bucks worth of gas or a couple hundred on a shopping spree or for a fancy night out. By staying home you can avoid these expenses (provided you also avoid online shopping, that is).
You probably spend money each month on an internet connection, cable, and/or Netflix – so why not stay home and make sure you are getting your money’s worth? Invite some friends over or make a date night out of catching up on your DVR or watching every Ryan Gosling movie.
If you are staying home, you can skip your regular grooming routine – hair, make-up, shaving, etc. – and thus cut down on the number of times you need to replace these items as you use them up. You can also cut back on laundry and dry-cleaning expenses by putting your fancy clothes away and instead lounge in your sweats or pjs.
Skip the Fancy Meals
There is no reason why every meal has to be elaborate. A bowl of cereal for breakfast is cheaper, quicker and easier than bacon and eggs with toast. Or better yet, eat your leftovers from the night before instead of throwing it out later.
You also don’t have to follow dining etiquette rules all the time. It’s okay to eat right out of the pot every once in a while or to rinse out and reuse a glass. Or you could drink right out of the milk carton (but maybe don’t do this if you have roommates.) It’ll be less dishes to do and less hot water used.
Don’t Wash Your Hair Everyday
Studies have shown that it’s actually better for your hair not to wash it every day. When you wash your hair, you are washing away the natural oils your body produces and are replacing them with artificial, synthetic oils.
Most people can get away with washing their hair every 2-3 days – meaning that bottle of shampoo is now going to last two to three times as long. If you have oily hair and can’t possibly skip a day, try using a dry shampoo or baby powder between washes. Or if you’re really ambitious and/or frugal, you could always try the “no poo” approach and use only water or baking soda and vinegar instead of shampoo for a fraction of the cost.
Don’t Shower Everyday
On that same note, most people don’t have to shower everyday either. The hot water from showering actually dries out your skin, much like shampoo does to your hair. Most people compensate by lathering up with moisturizer, but your body will balance itself out if you shower less, meaning you can cross moisturizers and lotions off your future shopping lists.
Showering less is better for your health as well – and it’s no secret that health problems can be costly! Keeping those dead skin cells and oils on your skin acts a barrier preventing “bad” bacteria and chemicals from penetrating your skin. This will help your immune system and help reduce rashes and skin irritations.
If showering less isn’t something you’re willing to try, taking shorter showers will still help you save on your water bill and allow you to hit that snooze button one more time.
One of the most common pieces of financial advice given is that you that you need to work hard in order to improve your financial situation, but don’t overlook the simple, lazy things that you can be doing as well.